How To Solve Money Problems Creatively
Creativity has so many different definitions and applications; in terms of your money problems or challenges, creativity is the ability to stay open to boundless possibilities . . . perhaps the possibility of new interpretation of your situation, OR the possibility that things don’t have to go EXACTLY as planned for everything to turn out fine.
When we’re willing to accept that our money problems and challenges don’t have to be addressed or solved in the perfect, exact, ideal way we imagine–and still be willing to allow for the possibility that everything will be all right–we lower our resistance, attachment and control issues. We release judgment. We stop comparing ourselves to other people. When we let go of the idea of the perfect financial situation (the perfect retirement, cash reserve or being perfectly debt free), we stay open to good things we might not have noticed otherwise.
So, how do we stay open? Fast Company magazine did an article on the myths of creativity in the workplace, stating that creativity isn’t something that you’re either born with or not; you can cultivate it in everybody. Here’s what they found:
It’s harder to be creative in isolation. We already know that better solutions come from team work and not individuals, and the collaboration between people also helps foster more creativity.
Creativity happens when people feel good. In an office environment, creativity can be attributed to good work conditions, good people and a positive environment. People have to want to come to work in order to be creative there!
Creativity CANNOT happen under pressure. Employees do not perform creatively with threats of negative consequences from their partners, bosses or managers.
Creativity doesn’t happen sitting at a desk. How many times have you heard someone say that they got a great idea in the shower? Creativity can flow when we leave the problem and let our subconscious go to work.
How can we apply this to being creative with money problems?
Eliminate Isolation: Find someone or a group of people who can listen to your situation without judgment and offer different perspectives and ideas for your consideration. You can’t be open to possibility if you only see the solution you’re stuck on! Some people might prevent themselves from reaching out due to shame over their financial situation, but if you can overcome that, you’ll find that nobody is financially perfect.
Feel Good: Not only is this good energetically, you also can’t practically make your best money decisions when worried, angry, hurt or depressed. And you can’t move toward a financial resolution if you haven’t forgiven yourself for poor decisions in the past. If you feel that way, you need to break the cycle and go do something else before you decide on a course of action.
Maintain Low Stress/Pressure: Just as a manager cannot motivate employees with threats of negative consequences, YOU cannot think about money problems with a deadline hanging over you, or in a panic because you think you’re going to miss out on something, like the perfect house, interest rate, market turn, etc. Downtime is essential to increase your sense of money peace.
Cultivate Creative Venues: This can be project based, such as getting yourself involved with something so you quit thinking about your money, or it can be environmental, like a space delineated for creative thinking. Movement or regular exercise will also opens up your creative channel; basically anything that forces your thoughts away from worry for any amount of time.
If you strive to bring more creativity to your money problems, and stay open and willing for things to unfold in their own time and in their own way, you’ll be surprised at the deeper satisfaction and peace you feel about your unique and perfectly imperfect financial life.
Now it’s your turn: How else can you bring your creativity to solving money problems?
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