the Creative Money blog

How @Pinterest helps me define my money values

Posted on June 30, 2015 | By Mindy Crary

Pinterest blog picTo make the best use of every dollar that comes into and leaves your household, you have to know what your values and priorities are.  And for me, nothing has clarified that more than pinning stuff on Pinterest! (more…)

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The “Time is Money” roundup of crazy-useful tools

Posted on June 23, 2015 | By Mindy Crary

time is money roundup_Blog PictureOne of the reasons why people don’t have a better handle on their money is because with our busy lives, we just don’t make time for it.  Here are some strategies to help you prioritize wealth building.


Money Time Management Strategies

Prioritize.  There is a time management concept that talks about your priorities as “big rocks.” Is wealth building and getting better and better at managing your money a priority?  Then you have to make time for it, period.  Starting out, it might just be reviewing spending and looking for opportunities…the more clarity you have, the more your activities evolve.  The point is, prioritize it and start.

Clarify.  Maybe you need to understand where your excess time goes?  For $9 a month (with a 14-day free trial), Rescue Time will clock your daily habits to show you how long you’re away from your computer or on certain sites or applications, provide weekly reports of your productivity, and even (if you want) block you from distracting websites.

Focus.  We only have 90-minute attention spans; the brain can concentrate on anything if it knows a break is coming soon.  The Pomodoro Technique exploits this and encourages you to choose your most important task and do it first when your willpower is strongest and your mind freshest, then plan to devote your attention in 30-, 45-, or 90-minute sessions, with breaks in between.

Organize.  Evernote makes it easy to keep your financial statements, projects, ideas and even images together. Plus, the software allows you to record conversations to cut down on your note taking and the means to share your new and improved files with family members, taking efficiency to a new level.

Concentrate.  Focus at Will uses music scientifically optimized to boost concentration.  The site asserts, “When choosing music for a workplace, it is best to use music that workers neither like nor dislike.” To find out what tunes this could possibly include (there’s a lot of classical instrumentals), sign up for a 30-day free trial or pay a monthly fee of $5.99.

Automate.  Digit is a funky new bank that actually helps you “harvest” dollars and capture more savings from your regular bank account by analyzing your spending and transferring dollars to your Digit savings account (and they guarantee no overdrafts will happen, or they will pay for them!). 

P.S.  I would love to help you if you have decided you would like to make time to get better results with your money…you can join me here.


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The only 3 questions I need to ask to know if you’re financially on track

Posted on June 16, 2015 | By Mindy Crary

financially on track_blog picture

Financial planning can be complicated.  However, I really only need to know three things to understand whether a person is trending financially on track or off track. (more…)

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How addiction can help you make better money decisions

Posted on June 9, 2015 | By Mindy Crary

addiction-blog pic

What do your spending habits reveal about you?  Often, we use money to avoid a negative consequence (I don’t want to be bored, lonely, sad, etc.).  It might be stretch to say we’re addicted to the way we spend money, however, you might be surprised that the key to making better money decisions lies in solving an addiction.


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Ridiculously practical ideas for your money [roundup]

Posted on June 2, 2015 | By Mindy Crary

Ridic money blog picture

It’s the start of the month!  What practical money steps can I inspire you to take?

Here are the top 8 no-brainer moves for your money that people can do to update and refresh their finances right now.


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