Starting The Budgeting Process

When starting the budgeting process, it’s easy to get overwhelmed with all of the little decisions that come up before you’ve even started to track one cent. To streamline the “getting started” phase, I recommend taking eight specific steps: Go high tech. Managing the budgeting process in a low tech way simply means keeping a…

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Fear and Anxiety Around Your Money

When you feel fear or anxiety around your money, it’s important to distinguish between the manufactured fear and anxiety your brain generates because of disappointment over your cash flow, portfolio or home value, versus the fear and anxiety you feel because you need to take (or avoid) action. People’s fear and anxiety become a constant inner monologue; reviewing…

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Money and the Blame Game

Lots of people play the blame game with money—you blame the person who “owed” you because you worked so hard, or tolerated something else that you thought would bring a greater payoff—but whenever you play the blame game, you miss the opportunity to gain more power, control and peace over your money. And when you…

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Recovering From Personal Budget Abandonment

No one can ever be perfect with their personal budget; there will always be moments when you choose to overspend in a certain area, because something holds a higher priority for you than sticking to your budget. This can be either a conscious or unconscious decision. But getting back on track doesn’t have to be…

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How To Make A Budget That Lasts

If you are going to figure out how to make a budget that lasts, you can’t just jump to categorizing and slashing expenses—that’s a lot like jumping into a diet and following a certain regime without really understanding the “why” behind your eating—it’s not a sustainable solution. Just like with eating, you have to understand…

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Shame and Money Secrets

Money secrets are some of the most shame-filled secrets we keep.  We’ve all heard that “the truth will set you free,” however, I believe that there are two kinds of money secrets we keep:  the ones we keep because it’s inconvenient to tell the truth and the ones we keep because we don’t want to…

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