There is a popular adage often attributed to Benjamin Franklin, the father of time management, “Failing to plan is planning to fail.” I think a lot of people believe that financial planning is only for the wealthy — which may be true, but only for a lot of financial planners. Before I left my last…
DetailsFinancial planning is meant to help you begin with the end in mind with regard to your personal finances. And some people think (erroneously!) that financial planning is like an emergency service – in other words, it isn’t “just” for people experiencing financial turmoil. And it’s not “just” for people who want investment guidance. It’s…
DetailsLife is expensive. When you start falling in the hole, it can seem like the only way out is by holding your money as close to you as you can. But a life without being able to spend a little side money for your own enjoyment doesn’t sound like an exciting life at all. Instead,…
DetailsAh, Wall Street. Playground of billionaires and the only place in the world where 1+1 can equal 3 or -47. Sometimes on the same day. Is it any wonder that one of the most nerve-wracking tasks of financial planning can be understanding how to invest your 401k, IRA or other account? In fact, I…
DetailsWhen was the last time you failed? No, you don’t have to say it out loud if you’re embarrassed. But I want you to think about it: What do you consider your most recent failure? And how does it make you feel? Before Mint came out, I failed at using Quicken about 15 times. I…
DetailsThe other day I asked a health professional one simple question. ONE QUESTION. And he proceeded to talk for the next 15 minutes about all of the ways people should be more afraid of this specific thing I asked about, how basically we were all screwed. Apparently he was very passionate about this topic. When…
DetailsGreg Johnson is a personal finance and frugal travel expert who leveraged his online business to quit his 9-5 job, spend more time with his family, and travel the world. He is the co-owner of the popular blog Club Thrifty, where he teaches others how to spend less and travel more. Let’s face…
DetailsWhat did you learn from your parents about money? Did your parents teach you how to balance a checkbook? Make a budget? Not to use a credit card? There are probably two sides to this coin: what they actually taught you and what you picked up from them as attitudes, fears, and habits. Which begs…
DetailsYou might be thinking that saving for a house, especially one in the Seattle market, is going to take more than a couple “little” steps. And you’re completely right! Saving for a home requires a carefully thought out financial plan of responsible saving and investing. Let’s say you’re already on the right track in…
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