Four Simple Steps To More Conscious Spending

Budgeting is a lot like dieting—it might yield some immediate support, but actually prevent us from succeeding in the long-term. Why? Because budgeting prevents us from reaching the ultimate goal of spending consciously. The Problem With Budgeting Budgets can be very motivating when you think you’re makingchanges that will increase cash flow immediately. The problem,…

Starting The Budgeting Process

When starting the budgeting process, it’s easy to get overwhelmed with all of the little decisions that come up before you’ve even started to track one cent. To streamline the “getting started” phase, I recommend taking eight specific steps: Go high tech. Managing the budgeting process in a low tech way simply means keeping a…

Fear and Anxiety Around Your Money

When you feel fear or anxiety around your money, it’s important to distinguish between the manufactured fear and anxiety your brain generates because of disappointment over your cash flow, portfolio or home value, versus the fear and anxiety you feel because you need to take (or avoid) action. People’s fear and anxiety become a constant inner monologue; reviewing…