Money and Survival Mode

Do you count the days until payday, and then watch all the money drain from your bank account to pay the bills the minute it arrives? Are you in a constant state of financial cha-cha; one step forward, but two steps back? If this sounds familiar, you’re in survival mode. It’s the place that anyone…

Money and Power

Money and power are two of the biggest causes of conflict and drama in our lives. Lots of people right now are in survival mode, but when you are no longer worried about just survival, you tend to think about money within the context of status, ego, personal fulfillment, and power. Power isn’t bad necessarily,…

An Umbrella Policy for a Rainy Day

There are many types of insurance policies floating around out there and it can be overwhelming to figure out what makes sense for you. Health insurance, life insurance, disability insurance – oh my! One often overlooked insurance coverage is the personal liability umbrella policy, aka PLUP. The benefit of a PLUP is that it can…

Have You Updated Your Beneficiaries Recently?

Without a doubt, reminding our clients to update beneficiary designations is the most consistent reminder we give them. As we are perusing statements for financial plans, we constantly see missing or old beneficiaries on different accounts. Why do so many people have this issue of outdated or missing beneficiaries? Perhaps you made a will and…

Understanding the stock market

Our clients get market outlook emails every few months, and it’s because context is important. If you understand WHY an investment is declining, you feel more confident about weathering a temporary storm.  My planners and I were discussing this the other day, and I asked them, what do you wish people understood better about the…