Initiating change in your financial life is difficult, because there are so many areas to consider! And when trying something new requires change in behaviors, schedules, processes or decisions, the common wisdom is to rely on your gut instincts to guide you. But recently, I discovered that when you try new things, your initial gut…
DetailsAlthough I didn’t realize it at the time, when I was younger I used gift giving to gain love, approval, control and admiration. People seem to think that the less control you exert over your environment, the less control you have over your money, but I found exactly the opposite to be true for me.…
DetailsI had an emotionally messy weekend. I finally realized that the holidays are officially HERE, and that I need to start planning my travel down to Portland, Oregon to honor my familial obligations. This did not sit well with me. It’s my first holiday season without my mom, who LOVED cooking, decorating and generally doing everything…
DetailsWhen I went through my coach training, we used various metaphor tools to help illuminate how we felt about different areas of our lives. An example of this would be to consider your answer to the following question: If your money was a person, place or thing to you, what would it be? Some of…
DetailsI have met many finance-professional types who turn their noses up at manifestation principles, but I am not one of them! Law of Attraction (LOA) helps people become more spiritual about their money, and provides another perspective and set of tools to help people reach their financial goals more quickly, and more in alignment with…
DetailsTo create change is one of the most difficult things we attempt. Especially in the area of money; whether it be practical change, such as paying off debt, or internal change, like altering our thought patterns, it’s hardly ever as simple as adding a behavior to our daily routine. What I have discovered is that…
DetailsWhen I was growing up, I remember my mother was an account reconciling ninja. She would sit at her old-fashioned, humongous roll-top desk with a pile of cancelled checks, her check register and her most recent checking account statement. She would methodically go through the register, crossing off the checks that had cleared, and then…
DetailsI hate frugality. I think it makes sense not to waste money, but I’m not just going to cut back for the sake of cutting back. And I hate it when I see my clients having tight cash flow, looking for ways to cut back even more to fit their life into their income bracket.…
DetailsSaving money is hard when you’re self employed; no employer is withholding taxes for you, or funneling matching money to a 401k from your employee paycheck—it’s all up to you, the entrepreneur. (Some call it the dark side of self-employment). And when cash flow is less than ideal, sometimes it’s hard to have the discipline…
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