For those of us not familiar with the acronym, FOMO stands for Fear Of Missing Out. And if you’ve got it, it’s costing you money. I’ve been talking to a lot of people lately who are experiencing serious FOMO about something. Multiple people have expressed concern about missing out on: Buying a home while real…
There is so much shame attached to money problems, and debt in particular. “I should have known better…” “How could I have let it get this far?” “I’m so irresponsible…” “I can’t be trusted.” Whenever I speak with a potential client who is struggling to pay off debt (and it doesn’t matter how big the…
Are you constantly worried about your bank account? Do you feel guilty when you buy something that is a non-essential? Do you feel you are constantly playing catch-up with your money? Even people who have plenty of money can find themselves worrying about it. Even those who aren’t living paycheck to paycheck, who don’t have…
Four score and — er, a week ago, I introduced the concept of Conscious Money Intention (CMI): a statement that codifies and solidifies your philosophy and intent toward how you use and manage money in your life. This week, I want to walk you through how to make one for yourself. Why? Because it will…
When you have a major money decision to make, what criteria do you use to determine what is the right course of action? Most people don’t have a formal expression of intent for their money. In fact, I’d go so far as to say that most people don’t approach their finances with any kind of…
I get asked ALL OF THE TIME for the best personal finance book out there (uh, mine!). But it really depends on your criteria, doesn’t it? Also…I hate that question, because I don’t think reading a book is going to help. I don’t believe that you can approach personal finance like a topic in school…which…
We’ve all heard that money is a tool to help us get what we want, but… what do you want? Do you want to “treat yo-self” because you’re only just tolerating the job you’re required to do? Do you shop online WAY too much because it’s easier to do that than it is to take…
Financial planning and money coaching do not necessarily go hand-in-hand. Sometimes people just want the facts, ma’am…where do I put what money and into which bucket, thankyouverymuch. However, when people can’t seem to save money for whatever reason, it’s usually not logistical – it’s emotional. Energetic. Behavioral. Sometimes I can help people identify their attitudes…
We often think about our brains as the ultimate authority, the ultimate truth. But, as it turns out, sometimes they are big, fat, liars. The thing is, while our brains have our best interests at heart, they’re scared of change. They like things the way they are now — even if you have goals to…
Nobody wants to fail. Not consciously anyway. But sometimes not changing is easier than changing. We’ve all experienced this, right? It’s easier to stay in bed than get up and go for a run. It’s easier to leave our money in the old company 401k than to figure out what to do with it. It’s…
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