We all have one of those friends — on Facebook, Instagram or Twitter — and her life looks like something out of a glossy magazine. She posts pictures of the fresh flowers on her desk at work at least once a week, pictures of mouthwatering meals at restaurants, and her perfectly manicured toes poking…
If you follow me on social media, you may have seen that I have been talking a lot about a study that is coming out, sponsored by Capital One, exploring the connection between the emotions associated with saving nostalgic items and the feelings associated with saving money in the future. I really identified with this…
Have you ever thought about the phrase “give until it hurts?” In my twenties, I was always giving until it hurt — for one reason or another. Because back then, I was all about trying to “fix” everything and make it all “perfect,” for me, money was just another tool in that quest. I never…
Let’s imagine two people: Tommy and Janet who are in roughly the same financial situation. Tommy is constantly stressed out about money. He struggles to make ends meet every month, doesn’t have a savings plan, and has no idea where his money is going. He doesn’t think there’s any way out of his troubles unless…
Have you ever noticed that different messages work at different times? Like, if I just ate too much and I am feeling guilty, that is going to be a totally different health self-talk than say, when I am in the middle of a tough workout and need some sort of Rocky-esque inspiration to make it…
With interest rates going up, I anticipate a lot of calls in the next few weeks and months from clients anxious about whether they should try to buy a house now before mortgage rates start to rise. (First, the answer is probably no: Interest rates aren’t rising that fast, so there’s no reason to worry…
Let’s get real here: We’re living in a crazy world right now. There is political upheaval all over the world — not just here in the U.S. of A. There’s financial uncertainty around healthcare, jobs for government workers, the stock market, and more. All of this change can be unsettling and overwhelming. And overwhelm can…
There is a popular adage often attributed to Benjamin Franklin, the father of time management, “Failing to plan is planning to fail.” I think a lot of people believe that financial planning is only for the wealthy — which may be true, but only for a lot of financial planners. Before I left my last…
Do you shudder at the mere mention of the word “budget”? Break out in cold sweat when someone suggests putting together a spending plan? Wish you could get a handle on your money plan, but feel stuck in the fear of facing all those numbers? I hear you. No really! I may be a…
Financial planning is meant to help you begin with the end in mind with regard to your personal finance. I spend a lot of time reassuring people that financial planning isn’t “just” for the wealthy…in fact, a financial plan is what puts you on that road, regardless of where you start. And some…
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