Bacon is the solution for spending less and saving more. And cheese. Lemme explain. There were years when I was working my butt off building my business and working late hours. I’d stop working for the day, head home and pick up some take-out for dinner. This was happening three or four times a week.…
Try this little experiment: Go back through a month of your credit card statement and your banking statement and answer the following two questions: How many times did you eat out? How many times did you go to the grocery store? I’m not especially frugal myself, but I am organized. I know generally how many…
I’ve been a financial planner and business owner for almost 16 years and traditional finance services annoys me. Yes, there are good people there. But for the most part, it’s sucky. It’s about minimum investments and products and insurance and asset management and BLAH-BLAH-BLAH…… You start to feel like if you don’t meet someone’s minimum…
Whenever someone tells me that they hate looking at their money numbers, it reminds me of how I hate stepping on the scale after a long weekend or holiday season of excess. I KNOW that I have been behaving in a way that isn’t conducive to losing or maintaining my weight, but I went for…
I’ve mentioned before that I have been watching this awesome new sitcom called Mom. It stars Anna Faris and Allison Janney, and they are daughter and mother—-both recovering addicts—-going through all of the challenges that addicts generally face when working through sobriety. I love this show! A few weeks ago, Anna Faris’s character Christy realized…
If you’ve spent any time at all on my blog, you know I am a huge proponent of Mint budget tracking software. No, I don’t get paid to advocate for them (but hello Mint, if you want to pay me, I am totally open to that…). Mint was quite simply the first budget tracking program…
Someone recently asked me what I thought was the most important factor in financial management and wealth building, and I told them it was consistency. That doesn’t seem very sexy in the world of finance, but more than anything, it’s how you attain extraordinary financial results. Why Consistency Builds Wealth When I first started out…
Researching your budgeting software options can be overwhelming if you’re just getting started. I believe that whatever is the most easily executable option—meaning that you can get set up and manage it consistently—wins out over anything else. The point is to get started, because that is the hardest part (or should be). When it comes…
I’ve been talking to a lot of people lately who are concerned about missing out on something. And more than any other mistake I see, this is how to make money disappear from your life. Multiple people have expressed concern about missing out on: Buying a home while real estate prices are still low Buying a…
I admit it: I think writing about how to budget is one of the most boring things ever. There are plenty of frugalistas and budgeting mavens out there without me piling on. But when thinking about what to write about this week, I realized that if I look back at the last 20 people I…
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