Four Simple Steps To More Conscious Spending

Budgeting is a lot like dieting—it might yield some immediate support, but actually prevent us from succeeding in the long-term. Why? Because budgeting prevents us from reaching the ultimate goal of spending consciously. The Problem With Budgeting Budgets can be very motivating when you think you’re makingchanges that will increase cash flow immediately. The problem,…

Starting The Budgeting Process

When starting the budgeting process, it’s easy to get overwhelmed with all of the little decisions that come up before you’ve even started to track one cent. To streamline the “getting started” phase, I recommend taking eight specific steps: Go high tech. Managing the budgeting process in a low tech way simply means keeping a…

How To Make A Budget That Lasts

If you are going to figure out how to make a budget that lasts, you can’t just jump to categorizing and slashing expenses—that’s a lot like jumping into a diet and following a certain regime without really understanding the “why” behind your eating—it’s not a sustainable solution. Just like with eating, you have to understand…