What a year, huh? We’re in the home stretch now… and hopefully, people can take some time and regroup after a super-stressful year. And even with record unemployment, I’m not seeing a lot of efforts to SAVE money on gift-giving; more often, people are thinking of this as the perfect time of year to practice…
I’ve been talking to a lot of people lately who are experiencing a serious “Fear of Missing Out” or “FOMO” about something. Multiple people have expressed concern about missing out on: Buying a home while real estate prices are still low (in Seattle, haha! Hang on, let me get my time machine and transport you…
I talk a lot about money mindset – being aware of how you think about money is extremely important to being successful with it. However – thoughts without action? They don’t get you anywhere. This means you need MORE than just a philosophy; you need your mindset to match action. I’d go so far as…
I have said before, the greatest indicator of your future wealth is your cash flow and how much you’re saving. It’s hard right now… here in Seattle, with the quarantine, lots of people didn’t make a lot of money, so they are playing catch up. Others might have had job security but were stressed out…
Traditional money advice sometimes bugs the crap out of me. Imagine what we’ve been going through these past several months — nothing that “traditional” personal finance can really speak to there, right? So-called money experts often come up with these silly ideas that are supposed to help you get control of your money. Did you…
Over the many, many, MANY years I’ve been in financial services, I have learned some stuff. There are people who think they are “smart” about money and who might know some stuff, but who I wouldn’t consider smart. There are people who feel clueless and are doing very well. I like to compare this to…
You might have guessed that since I am a planner professionally, that carries over into my personal life (which is a whole other thing than being organized…I can PLAN how I want things to go, but for some reason I am always running out of batteries and light bulbs…so I choose my battles). So YES,…
If you’ve been hanging out with me for a while, you know I love me some bacon. And in spite of all of those nitrates, bacon has helped me take better care of myself financially. So I am re-upping my annual homage to bacon and how it helps you save money. You see, there were…
Does your debt give you anxiety? Do you try not to think about it? Does the thought of what you might need to do to eliminate the debt cause you to start breaking out in a cold sweat? If yes, you’re not alone. And a lot of financial planners would start out by looking at…
When you’re stressed, do you tend to use shopping as one of your coping mechanisms? No judgement – this is totally normal. The thing is, many people who have issues with spending too much aren’t learning alternative skills that are healthier than coping mechanisms. Especially when it’s so easy to click a button and have…
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