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Category Archives: Conscious Spending

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holiday spending

Super-early blog post about money and the holidays

Conscious SpendingBy Mindy CrarySeptember 27, 2017

When I do holiday posts, people always say, “Darn Mindy, if I had only read this in October I would have been all set.” So this is your public service announcement to get ready for the ho’days! You might have guessed that since I am a planner professionally, that carries over into my personal life…

excuses destroy finances

Your excuses are destroying your financial wealth

Conscious SpendingBy Mindy CraryAugust 30, 2017

I know the title of this post seems really harsh, and for some people, maybe it needs to be.  The point is if you keep making poor excuses why you aren’t reaching your money goals, you will never reach them. Excuses are goal killers; a book on an entirely different topic helped drive that home…

create change

5 Reasons It’s Okay to Suck At Money When You Start

Conscious SpendingBy Mindy CraryJuly 19, 2017

Have you ever made a New Year’s resolution?  Or maybe two?  Or twelve?   For a lot of people I know, whenever they get the bug to make a change in their lives, they dive in head first and want to do everything just right. Want to lose weight? Well then we have to stick…

financial success

5 questions if you’re serious about financial success

Conscious SpendingBy Mindy CraryJuly 12, 2017

As of next week, we will be 50% done with 2017.   How are you doing on your financial goals?  I admit, I have been having trouble focusing on ANY goal this year… That’s why everyone needs to adopt a “regrouping” process as part of goal planning. Spending less and saving more is reportedly the…

recipe for conscious spending

4 Ways Bacon Helps You Save More Money

Conscious SpendingBy Mindy CraryJune 21, 2017

If you’ve been hanging out with me for a while, you know I love me some bacon.  And in spite of all of those nitrates, bacon has helped me take better care of myself financially.  Maybe it can help you too.   You see, there were years when I was working my butt off building…

life balance and money

Does life balance = less money to you?

Conscious SpendingBy Mindy CraryMay 24, 2017

In my last blog, I talked about Dick and Jane’s awesome, unique and creative vision to replace Jane’s income in 5 years. But many times when I am talking to clients, they start with this idea that they can’t have life balance AND money.  That to get what they want, they have to give up…

money vision

A specific case of fitting your money to your unique crazy vision

Conscious Spending, EntrepreneursBy Mindy CraryMay 17, 2017

  A very specific case of getting CREATIVE with your money vision. This case is real, but personal details have been changed to protect the innocent. Jane was tired.  In her early forties, she just didn’t have the energy to face down another 20 years of doing her exact same job. Dick, her husband, loved…

creative financial planning

Are You Thinking Outside-the-Box When it Comes to Financial Planning?

Conscious SpendingBy Mindy CraryMay 10, 2017

There are always choices when it comes to personal finances. And, they’re always personal. But, what if your decisions are outside the box of what others think or do? That’s OK. And, actually, it’s perfect. It should never be about keeping up with the Joneses. Just because they vacation every year in Hawaii doesn’t mean…

financial dreams

Money Moment: Dream Big for the Joy-Filled Life You Deserve

Conscious SpendingBy Mindy CraryMay 3, 2017

How do you go from struggling financially to ready to retire in just two decades? You follow the lead of Kelly Cornell who dreamed big and believed financial wealth could happen to her! As a property manager, Kelly’s clients are savvy and successful people. She became inspired by how their success allowed them the freedom…

eliminate debt

The single-greatest way to eliminate debt

Conscious SpendingBy Mindy CraryApril 11, 2017

When my friend Carrie started talking about the things she did to eliminate debt in her Money Moment last week, did you start breaking out in a cold sweat? If yes, you’re not alone. And a lot of financial planners would start out by looking at your spending habits and telling you that you could…

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© 2026 Creative Money, LLC. All rights reserved | Privacy Policy

Creative Money, LLC is a registered investment adviser in the states of Washington and Oregon. The adviser may not transact business in states where it is not appropriately registered or exempt from registration. Individualized responses to persons that involve either the effecting of transactions in securities or the rendering of personalized investment advice for compensation will not be made without registration or exemption.
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