What Should I Be Investing In Right Now?

Believe it or not, a lot of times when we’re talking to prospects, they are less interested in holistic financial planning and more interested in understanding what the hot new investment is. We remind them we don’t have a crystal ball, and that we want to make people financially successful enough they don’t NEED an…

Financial Planning Tax Roundup

We don’t prepare taxes for our clients, but we tend to be the people who help them avoid tax “surprises.” No one wants unpleasant news, so it’s helpful to deconstruct a client’s taxes so we can understand strategic decisions. But there might not be as many ways to save on taxes as people hope… I…

Should You Use the Mega Backdoor Roth?

When it comes to contributing to retirement, you might have various options available to you. One of those options could be a Roth IRA. These accounts have unique benefits that separate them from a more “traditional” retirement plan. One of the biggest differences is that Roth IRAs are funded with after-tax dollars.  What does that…

How Can I Start Investing?

Did you know that the question “How can I start investing?” is one of the most commonly Googled search terms?   It’s one of those questions that can be soooo simple – but also feel overwhelming and complicated. I often tell our clients, it helps to have a “filter” for this sort of thing (like a…

How Can a Couple “Win” At Money?

February always equals “relationships” in my head… even though Valentine’s Day is a manufactured holiday, I can’t help but take stock of what I like or don’t like about how things are going in my relationships. And when you add money issues into the mix, things can get spicy, because no two people EVER do…

How Useful Are Financial Resolutions?

I’m a consistent exerciser at Orangetheory Fitness. This means I see a group of people who start with the best intentions at the New Year, but the motivation typically doesn’t last through Valentine’s Day. I get it. It’s HARD to make new habits.  That’s why I wonder how helpful are financial resolutions? I asked my…

Year-End Money & Holiday Round Up

You might have guessed that since I am a planner professionally, that carries over into my personal life (which is a whole other thing than being organized…I can PLAN how I want things to go, but for some reason I am always running out of batteries and light bulbs…so I choose my battles). So YES,…

6 Things to Simplify Investing

Is it any wonder that one of the most nerve-wracking tasks of financial planning can be understanding how to invest your money? In fact, I think sometimes financial people WANT you to feel nervous, because then you start to think that making investment decisions is too hard for a layperson like you. (In other words,…