Financial planning is about making your money work for you. Financial planning is NOT about products, or investments, or even deprivation. It’s not about feeling that you need to “do” something (like you need to do the laundry, grocery shop, or change the sheets); instead, it’s about getting intentional about your results with money.
That intention comes from absolutely knowing what it’s going to take to create your ideal life. It’s about giving yourself permission to expect more from your money. That doesn’t mean you need to invest hours and hours figuring this stuff out, it means that you get to change the way you think about your money and what’s important to you. And in fact, what’s important is probably none of the things you’ve been told are important to a successful financial life.
What IS important? The number one thing you should resolve to do when it comes to your financial life, is ground yourself in possibility, not fear.
For many people, everything to do with money comes from a place of fear and survival. If that’s you, and you are ready to expect more from your money, then you need to flip that dynamic. So, let’s say that you hate-hate-hate thinking about how you spend money. Or the idea of someone else knowing how you spend your money makes you cringe.
Guess what you need to start doing? You need to get more comfortable with looking at your data. Look, you don’t need to make this your hobby, but you’re going to need to get clear on your situation and potentially modify some of your habits to bring around different results.
The number one thing you should resolve to do when it comes to your financial life, is ground yourself in possibility, not fear. Click To TweetI find when people get clear on what they want, it opens a world of possibility—it might be changing what you’re doing, or it might be that everything you’re doing is awesome and you can relax. You can have more peace of mind.
A huge piece of expecting more from your money is developing your own philosophical framework to filter the data. What spending gives you the most satisfaction and what causes the most resentment? Those are your values at play, and you need to start rearranging things to reflect them. And the symptoms of fear—judgment, guilt, grudge—have no place in this process.
What can you add to your life to help make money less fearful for you? What areas of finance are scary versus easy?
I KNOW that financial planning makes your money more accessible and gives you clarity over all of the areas. You can schedule a consult call or take this quiz to see which financial plan is right for you (it’s fun!).