Last week we talked about giving yourself permission to want things… things you might be afraid you can’t have. This week we’re encouraging you to DO SOMETHING. Because taking action with your money is more important than knowledge or inspiration.
The problem with personal finance is, it’s hard to get inspired by it. Sort of like exercise; I have to focus on the feeling after the workout to get inspired to exercise. With money, you might not start out inspired, you may have to take action to get the inspiration.
The action might be figuring out all the things involved in getting to your vision or researching options and what they cost. It might be starting an investment account. It might be tracking your spending more closely (Guess what? Most of the millionaires I know and work with, track their spending).Expecting more from your money isn’t about an elaborately detailed plan from now for the next 5-10-20 years, it’s about awareness and course navigation. You can map the route, but you’re always going to need to adjust and adapt. Click To Tweet
It’s hard to feel inspired or expect more from your money when you have money experts telling you you’re doing it wrong. If you don’t fit some guidelines for what is the “right” way to organize your money, you feel like you have to opt-out. Who cares if you have 6 months of expenses for emergency funds? Start with one month; one month is more than what 70% of Americans have.
It’s more about the small actions you take and not the big financial “win.” What people need to understand is that personal finance is sort of like a video game; you need to win enough points at the lower level to make it to the next one. You experiment, you work out a game plan based on success AND mistakes. You just need to focus on the next step while keeping the big picture in mind.
People become overwhelmed because where you are now, and that big vision seem so far away from each other—but that doesn’t matter. And you might not even know all 27 steps you need to take to get from here to there, and that’s okay. Expecting more from your money isn’t about an elaborately detailed plan from now for the next 5-10-20 years, it’s about awareness and course navigation. You can map the route, but you’re always going to need to adjust and adapt.
If you thought about the next two years, what would you want to accomplish with your money? What are some actions that you can take consistently? What habits can you start to add that will make you better with money?
I KNOW that financial planning makes your money more accessible and gives you clarity over all of the areas. You can schedule a consult call or take this quiz to see which financial plan is right for you (it’s fun!).