Whether you’re getting organized, navigating a major life transition, or looking for an ongoing planning partner, we’ll help you choose the level of support that fits your life today. We work with individuals, couples, and families throughout Seattle, Bellevue, the Eastside, Washington State, and virtually across the country. Every package is built around personalized, fee-only financial planning that helps you make confident decisions—not buy financial products.
Our goal-based financial planning packages connect decisions about retirement planning, investment management, tax planning, estate planning, cash flow planning, insurance planning, college savings, and other financial priorities to what matters most to you.
Every planning package includes:
Every planning relationship starts in the same place: understanding you. Whether you’re looking for a one-time financial planning engagement or an ongoing relationship with a fee-only financial planner, we’ll help you choose the level of support that fits where you are today.
No matter which package you choose, you’ll receive thoughtful, fee-only advice that’s tailored to your goals, your values, and the life you’re building.
Best for: People who want clarity before making an important financial decision or who are looking for focused guidance on a specific question.
Sometimes you don’t need a comprehensive financial plan—you just need support taking your next step. Whether you’re evaluating a job offer with equity compensation, deciding when to retire, working through a cash flow challenge, or facing another important financial decision, a Strategy Session is designed to help you untangle your options and move forward with greater confidence.
Best for: Individuals, couples, and families who want comprehensive financial planning with guidance and accountability.
Life doesn’t happen all at once, and financial planning shouldn’t either. Over the course of the year, we’ll help you coordinate the many moving pieces of your financial life—including retirement planning, investment management decisions, tax planning, estate planning, insurance planning, cash flow planning, college savings, and, when applicable, business owner planning and equity compensation.
Click any package below to learn more about who it’s for, what’s included, and what you can expect.
| Young/Basic Single For individuals building a strong financial foundation. | $2,300 |
| Young/Basic Couple For couples beginning to plan their financial future together. | $2,800 |
| Established Single For individuals with growing financial complexity and long-term goals. | $2,700 |
| Established Couple For couples balancing multiple financial priorities and planning ahead. | $3,200 |
| Established Family For families coordinating competing priorities and planning for the future. | $3,600 |
| Pre-Retirement For those preparing for retirement and evaluating when work becomes optional. | Single: $3,000 Couple: $3,600 |
| Retirement Timeline For those within 18 months of retirement and ready to finalize the transition. | Single: $3,200 Couple: $3,700 |
| Complex Planning Review For clients navigating significant complexity or major financial decisions. | $4,200 |
(To work directly with Mindy is slightly more – click here for her founder’s rates).
That’s normal—and it’s exactly what your introductory conversation is for. We’ll learn about your goals, answer your questions, and recommend the level of planning that makes the most sense for your situation. No pressure. No obligation. Just a conversation to see if we’re a good fit.
Complete our Prospective Client Intake and we’ll reach out within two business days to schedule a complimentary introductory conversation. From there, we’ll help you determine whether we’re the right fit—and if so, which planning package makes the most sense for you.
You don’t have to figure that out on your own. Every new client starts with a no-obligation consultation where we’ll learn about your goals, your financial situation, and the questions you’re hoping to answer. Based on that conversation, we’ll recommend the planning package that best fits your life stage and the complexity of your financial picture. Our goal isn’t to steer you toward a particular package—it’s to recommend the one that provides the right level of support for your needs.
Yes. Financial planning isn’t static, and neither is life. As your career, family, finances, or goals evolve, your planning needs may change as well. If a different package becomes a better fit, we’ll talk through your options and adjust your planning engagement accordingly. Our planning is designed to grow and adapt alongside you.
Our planning engagements are structured as a 12-month relationship because meaningful financial planning rarely happens in a single conversation. After your initial Strategy Session, you’ll receive a written action plan along with ongoing email support and check-ins to help you implement your recommendations throughout the year. That approach gives you time to ask questions, make progress, and adjust your plan as life unfolds—rather than trying to solve everything in one meeting.
Creative Money is a fee-only, advice-only financial planning firm. We provide personalized investment guidance and recommendations as part of your financial plan, but we do not directly manage investment accounts or charge asset-based management fees. Instead, we help you make informed investment management decisions within the context of your broader financial plan, including retirement planning, tax planning, cash flow planning, estate planning, equity compensation, and other long-term goals.
Yes. Many clients come to Creative Money because they’re looking for comprehensive financial planning while continuing to work with an existing investment advisor. Others simply want an objective second opinion on a major financial decision. Because we don’t sell financial products or manage assets, our advice can complement your existing relationships by helping you connect investment management, tax planning, retirement planning, estate planning, insurance planning, and other financial decisions into one coordinated strategy.
Absolutely. While Creative Money is based in Seattle, we work with clients throughout Bellevue, the Eastside, Washington State, California, New York, and across the country using virtual meetings and secure online collaboration tools. Whether you’re nearby or across the country, you’ll receive the same thoughtful, collaborative planning experience and ongoing support throughout your engagement.
Note: We’re currently accepting new clients – If you’re ready to work with us, please complete the Prospective Client Intake. We’ll contact you for a phone consultation (or email you back!). Then if it’s a good fit, you can take our next open client slot. (It’s got your name on it!)
Have more questions? Ask us anything.
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