Does shame make you take on more debt?

  There is so much shame attached to money problems, and debt in particular. “I should have known better…” “How could I have let it get this far?” “I’m so irresponsible…” “I can’t be trusted.” Whenever I speak with a potential client who is struggling to pay off debt (and it doesn’t matter how big…

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What is a Financial Plan Anyway?

  Meet Sam Kirby, one of my favorite people in the world and a financial planner here at Creative Money!  Sam sees clients in the Seattle-Bellevue area and makes her home in Bellingham where she has lived for 17 years with her husband Damien and three kids.  For the next four weeks she will be…

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How Is Your Money Anxiety Hurting You?

What does money anxiety look like? If you’re constantly confused by money, stressed over money, playing catch up with money, uncertain about it, feeling guilty about it… They’re all signs that you’re likely having some money anxiety.  And unless you get a handle on your anxiety, it will continue to rule your financial life. And…

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Who’s In Charge, You or Your Money?

A while ago, I had a prospect say to me, “Mindy, this service is not cheap.  Are you sure this will be worth it for me?” Honestly?  Not at all… I can’t promise any kind of particular results when someone works with me on their personal finances, mostly because I’m not their mother and not…

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