Figure Out NOW How to Expect More From Your Money

If you’ve been around these parts for any amount of time, I hope it’s clear now that financial planning is not about products, or investments, or even about deprivation. It’s not about feeling that you need to “do” something about your money specifically; instead, it’s about getting urgent about your results with money. I think…

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Don’t Stop Giving Gifts to Save Money

When was the last time you read (or watched) “How the Grinch Stole Christmas”? (I am totally going to see the update this year with Bumbershoot Crumpetpatch and not to take you away from the topic at hand, but go here to see the best misspellings of his name). It’s worth a watch if you:…

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Ditch Giving Gifts and Be Happy About It

How many times have you sat around the day after Christmas and vowed that next year — next year — you aren’t going to go so far overboard with gifts and STUFF… that you will scale back on gifts?  Maybe it’s the environmental guilt you see at the trash bags full of wrapping and packaging…

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What Do YOU Get Out of Giving Gifts?

Ah, the holidays! Not many people are thinking about how to save money on gift giving; more often, people are thinking of this as the perfect time to practice our generosity and shower our family and friends with gifts. I see gift guides out there that include everyone from the janitor at your kids’ school…

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Getting Your Buttons Pushed Can Cost You Money

This week holds another election cycle for us, in addition to all of the regular everyday stress we feel.  AND, we’re moving into the end of year holidays, can you believe it?  This year has rushed by… Stress makes us all less patient, more trigger-happy on our emotional outbursts.  And since holidays are also a…

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Do you even need a financial plan?

There is a popular adage often attributed to Benjamin Franklin, the father of time management, “Failing to plan is planning to fail.” I think a lot of people believe that financial planning is only for the wealthy — which may be true, but only for a lot of financial planners.  Before I left my last…

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How to Get Maximum Value out of Financial Planning

Financial planning is meant to help you begin with the end in mind with regard to your personal finances. And some people think (erroneously!) that financial planning is like an emergency service – in other words, it isn’t “just” for people experiencing financial turmoil.  And it’s not “just” for people who want investment guidance.  It’s…

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