Do the holidays (and your finances) right

You might have guessed that since I am a planner professionally, that carries over into my personal life (which is a whole other thing than being organized…I can PLAN how I want things to go, but for some reason I am always running out of batteries and light bulbs…so I choose my battles). So YES,…

Details

The Holiday Planning Process

I always re-up this post before Thanksgiving, because I think that is the perfect time to check in with family and friends about gift giving for the upcoming season. Ask them: How many times have you sat around the day after Christmas and vowed that next year — next year — you aren’t going to…

Details

Are your gifts codependent?

As we start to shift into the holiday/year end season, people are thinking of this as the perfect time of year to practice our generosity. I see gift guides out there that include everyone from the janitor at your kids’ school (who DEFINITELY needs some love) to your second cousins, twice removed. But do you…

Details

Does debt and money give you anxiety?

Does your debt give you anxiety? Do you try not to think about it? Does the thought of what you might need to do to eliminate the debt cause you to start breaking out in a cold sweat? If yes, you’re not alone. And a lot of financial planners would start out by looking at…

Details

Is Spending a Coping Mechanism For You?

When you’re stressed, do you tend to shop? No judgement – this is totally normal. The thing is, many people who have issues with spending too much aren’t learning alternative skills that are healthier than coping mechanisms. Especially when it’s so easy to click a button and have something delivered (sorry, Amazon). If you’re a…

Details

Four actions to get more from your money

I hope it’s clear now that financial planning is not about products, or investments, or even about deprivation. It’s not about feeling that you need to “do” something; instead, it’s about getting urgent about your results with money. Instead of working for your money, start making your money work for you. This isn’t some mysterious,…

Details

The 6 key areas of financial planning

Have you ever noticed that money tends to disappear unless you pay attention to it?  It’s true.  (It’s that dreadful feeling we get when we look at our bank statement at the end of the month and think, “Where did it all go…?”) That’s why it’s essential that you have clarity around what you want…

Details

Financial planning is not an emergency

Why should you do financial planning right now?  Um, maybe you shouldn’t. Sometimes when in a sales situation, the seller creates urgency – there’s a deadline to get a certain deal. I HATE this. Deadlines and deals are artificial. You should never feel like you’re making a decision under a deadline, and if you do,…

Details