Which is your financial loophole?

Gretchen Rubin, author of The Happiness Project has been posting about loopholes, because she  has made a study of loopholes as part of her research for her next book, Better Than Before, about habit-formation. When we try to form and keep money habits, we often search for a financial loophole, for justifications that will excuse…

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The couples and money roundup

All couples argue, but what are couples fighting about the most? According to a 2012 survey from the American Institute of CPAs, money is the most common reason married or cohabiting couples fight. Of over 1,000 American adults polled, 27 percent of participants said that disagreements over finances were most likely to erupt into an…

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How to raise your money set point

You arrange your life to match your unconscious expectations of what amount of money you “should” have—this is your money set point. You have an upper limit that prevents you from busting through your comfort zone, and a lower limit that prevents you from financially crashing. Your upper money limit The upper limit is the…

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