How do you “do” money?

Have you heard the phrase, “How you do one thing is how you do everything”? It might be your outlook on life, or it might be ingrained behaviors, but whatever results or challenges you experience in “real” life might also be showing up in your money life. For example, a person who has a positive,…

Do you fear having more money?

I am going to pose a scenario. Don’t get caught up in the language… if you aren’t self-employed, or don’t work 1-to-1, just change the language to reflect what you do. Imagine an acquaintance contacts you. They say, “You do That Amazing Thing You Do better than anyone I have come across in recent history…

How to not fail at moneying

Nobody wants to fail.  Not consciously anyway. But sometimes not changing is easier than changing. We’ve all experienced this, right? It’s easier to stay in bed than get up and go for a run. It’s easier to leave our money in the old company 401k than figure out what to do with it. It’s easier…

What is Money Wisdom?

Over the many, many, MANY years I’ve been in financial services, I have learned some stuff. There are people who think they are “wise” about money and who might know some stuff, but who I wouldn’t consider wise. And there are people who feel clueless yet are doing very well. I like to compare this…

When financial advice doesn’t apply

Traditional money advice sometimes bugs the crap out of me. Imagine what we’ve been going through these past several months — nothing that “traditional” personal finance can really speak to there, right? So-called money experts often come up with these silly ideas that are supposed to help you get control of your money. Did you…

How To Change Your Financial Habits

Financial habits are just as difficult for some people to make and break as any addiction or other bad habit. Yet others can change their habits quite quickly and effectively. Do those people just have more willpower?  Are they smarter? Are they somehow better than the rest of us? Nope.  In Gretchen Rubin’s book, Better…

Arguing About Money

All couples argue, but what are couples fighting about the most? According to a survey from the American Institute of CPAs, money is the most common reason married or cohabiting couples fight. Of more than 1,000 American adults polled, 27 percent of participants said that disagreements over finances were most likely to erupt into an…