Everybody says they want a good money relationship…but what does that even mean? Does it mean you’re cool with money until there is a conflict and then you turn on it? Just how deep or superficial is your actual relationship with money? What does having a relationship with money even mean to you? I think…
In 2019-20, I made significant improvements to my health. I started working out regularly, lost weight, improved my eating…and yet. There was a little voice in my head, expressing concern that maybe I was being too strict with my eating habits. When COVID hit, I was under stress (like a lot of people!) and turned…
As everything winds down for the holiday season and people start thinking of their New Year’s resolutions, I want to shift your thinking about how you go about setting goals and resolutions. Because resolutions…they sort of suck. Studies show that fewer than 8% of people who set New Year’s resolutions actually achieve them. But there…
Next week holds another election cycle for us, in addition to all of the regular everyday stress we feel. AND, we’re moving into the end of year holidays, can you believe it? This year has rushed by…and not in a good way. 2020 pretty much has sucked up until now. Stress makes us all less…
There is so much shame attached to money problems and debt in particular. Even when external factors are involved like, say, a GLOBAL PANDEMIC, people get down on themselves. Whenever I speak with a potential client who is struggling to pay off debt (and it doesn’t matter how big the debt is), I can usually…
When was the last time you failed? No, you don’t have to say it out loud if you’re embarrassed. But think about it: What do you consider your most recent failure? And how does it make you feel? If you’re like me, you get super annoyed at yourself. But it happens ALL the time. Before…
The other day I asked a health professional one simple question. ONE QUESTION. And he proceeded to talk for the next 15 minutes about all of the ways people should be more afraid of this specific thing I asked about, how basically we were all screwed. Apparently he was very passionate about this topic. When…
What did you learn from your parents about money? Did your parents teach you how to balance a checkbook? Make a budget? Not to use a credit card? There are probably two sides to this coin: what they actually taught you and what you picked up from them as attitudes, fears, and habits. Which begs…
A while ago, I had a prospect say to me, “Mindy, this service is not cheap. Are you sure this will be worth it for me?” Honestly? Not at all… I can’t promise any kind of particular results when someone works with me on their personal finances, mostly because I’m not their mother and not…
I get asked ALL OF THE TIME for the best personal finance book out there (uh, mine!). But it really depends on your criteria, doesn’t it? I don’t believe that you can approach personal finance like a topic in school…which is the way a lot of people start out trying to do it. You think…
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