Financial planning is not an emergency

Why should you do financial planning right now?  Um, maybe you shouldn’t. Sometimes when in a sales situation, the seller creates urgency – there’s a deadline to get a certain deal. I HATE this. Deadlines and deals are artificial. You should never feel like you’re making a decision under a deadline, and if you do,…

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What’s next for your money?

A lot of people seem to believe that financial planning is only for the wealthy, or for the people who are a financial train wreck. That might be partially true…before I left my last broker-dealer, I saw how much pressure advisors were under to only take on clients who met certain asset minimums. In many…

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How to Get Ready for Financial Planning

I spend a lot of time reassuring people that financial planning isn’t “just” for the wealthy…in fact, a financial plan is what puts you on that road, regardless of where you start. It is meant to help you begin with the end in mind with regard to your money.  And some people think (erroneously!) that…

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How to Invest Simply

If you want to avoid the crazy-making style of investments, then focus on keeping things SIMPLE. There are two ways to look at simple. One way is to keep things simple so that you can do it all yourself. This is totally doable—and not at all scary—in our digital world, and I’ve made some suggestions…

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Stay Sane With Your Investing

Is it any wonder that one of the most nerve-wracking tasks of financial planning can be understanding how to invest your 401k, IRA or other account? In fact, I think sometimes financial people WANT you to feel nervous, because then you start to think that making investment decisions is too hard for a layperson like…

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Using Law of Attraction on Your Debt

I was STUNNED when I realized my most-read blog post was about Law of Attraction… uh, what??? Honestly, the Law of Attraction (LOA) has become a cover for hyper-positivity that doesn’t account for the things actually wrong with our world that we need to fix. And BOY HOWDY, did we see that in 2020. I am…

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Four Things to Teach Kids About Money

What did you learn from your parents about money? Did they teach you how to balance a checkbook? Create a budget? How to use a credit card? I would say, the mechanics of basic personal finance are only part of the story you got from your parents. There are probably two sides to this coin:…

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How to get better at money management

With full-time jobs, raising kids and the general chaos of living your life, sometimes the Important-But-Not-Urgent things get lost in the shuffle. That’s why I LOVED it when one of my clients told me about their process…they finally started having regular “money dates” when they scheduled it to happen 30 minutes before Game of Thrones.…

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