Little Ways to Save For Your First Home

  You might be thinking that saving for a house, especially one in the Seattle market, is going to take more than a couple “little” steps. And you’re completely right! Saving for a home requires a carefully thought out financial plan of responsible saving and investing. Let’s say you’re already on the right track in…

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Fear of Missing Out is wasting your money

  I’ve been talking to a lot of people lately who are experiencing serious “Fear of Missing Out” or “FOMO” about something.   Multiple people have expressed concern about missing out on: Buying a home while real estate prices are still low (in Seattle, haha! Hang on, let me get my time machine and transport you…

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Does shame make you take on more debt?

  There is so much shame attached to money problems, and debt in particular. “I should have known better…” “How could I have let it get this far?” “I’m so irresponsible…” “I can’t be trusted.” Whenever I speak with a potential client who is struggling to pay off debt (and it doesn’t matter how big…

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What is a Financial Plan Anyway?

  Meet Sam Kirby, one of my favorite people in the world and a financial planner here at Creative Money!  Sam sees clients in the Seattle-Bellevue area and makes her home in Bellingham where she has lived for 17 years with her husband Damien and three kids.  For the next four weeks she will be…

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