I know the title of this post seems really harsh, and for some people, maybe it needs to be. The point is if you keep making poor excuses why you aren’t reaching your money goals, you will never reach them. Excuses are goal killers; a book on an entirely different topic helped drive that…
DetailsLet’s imagine two people: Benny and June. They’re both in their mid 30s, both have mid-level jobs that pay about $40,000 a year, and both have a little debt in the form of student loans, a mortgage, and a couple thousand in credit card debt. Benny is constantly stressed out about money. He struggles to…
DetailsHave you ever thought about the phrase “give until it hurts?” I never thought about it for a long time, yet I was always giving until it hurt — for one reason or another. Because I’m all about trying to “fix” everything and make it all “perfect,” for me, money was just another tool in…
DetailsIt’s finally here! My book, Personal Finance That Doesn’t Suck is now available on Amazon and you can download it for FREE for a limited time, so go do that now! This is a personal finance book for people who don’t enjoy reading about personal finance (otherwise, you’d be reading something by Dave Ramsey or…
DetailsThere’s this old joke that says a man prayed every day to win the lottery. “Please, God,” he’d pray with all his might. “Let me win the lottery. I need the money so much.” And then one day, the heavens opened, a brilliant light shone down, and he heard the voice of God saying, “Son,…
DetailsThe mind is a powerful thing. And, its white knuckle grip on the health or malaise of your financial situation is incredibly fascinating to witness. I recently chatted with a client who said, “I would give up all of the money I am making this year if I could make things right with my daughter.”…
DetailsDo you count the days until payday, and then watch all the money drain from your bank account to pay the bills the minute it arrives? Are you in a constant state of financial cha-cha; you take one step forward, but two steps back? If this sounds familiar to you, you’re in survival mode. It’s…
DetailsBack in the day, it was called keeping up with the Joneses. (Those darn Joneses. First they got a color TV. Then they got a new Studebaker! Now Jimmy’s getting braces and they’re talking about sending Mary to college!!!) Nowadays, it’s more like keeping up with the Kardashians. (Oh, the new iPhone 6Q is out?…
DetailsMore than half of Americans say they make New Year’s resolutions, yet only 8 percent are successful at achieving those resolutions. EIGHT PERCENT!! On the face of it, that statistic is pretty depressing, but when you start to think about it, it makes some sense. Setting goals and planning for success is easy. It’s fun…
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