I have said before, the greatest indicator of your future wealth is your cash flow and how much you’re saving. It’s hard right now… here in Seattle, with the quarantine, lots of people didn’t make a lot of money, so they are playing catch up. Others might have had job security but were stressed out…
DetailsMoney and energy go hand-in-hand. Maybe five or ten years ago, if I’d said this in a room full of people, I would’ve gotten a lot of blank stares or been laughed off the stage. But nowadays, I think more people are willing to connect the dots between their thoughts, their energy, and their money.…
DetailsTraditional money advice sometimes bugs the crap out of me. Imagine what we’ve been going through these past several months — nothing that “traditional” personal finance can really speak to there, right? So-called money experts often come up with these silly ideas that are supposed to help you get control of your money. Did you…
DetailsPart of your overall money mindset is how you feel about issues of self-identity, independence, and feeling powerful. Some people are freaked out by power, so they back away from anything that shines the light on them too brightly. Or, you might not feel powerful at all, so you try to “borrow” someone else’s power…
DetailsFinancial habits are just as difficult for some people to make and break as any addiction or other bad habit. Yet others can change their habits quite quickly and effectively. Do those people just have more willpower? Are they smarter? Are they somehow better than the rest of us? Nope. In Gretchen Rubin’s book, Better…
DetailsNobody wants to fail. Not consciously anyway. But sometimes not changing is easier than changing. We’ve all experienced this, right? It’s easier to stay in bed than get up and go for a run. It’s easier to leave our money in the old company 401k than figure out what to do with it. It’s easier…
DetailsWe often think about our brains as the ultimate authority, the ultimate truth. But, as it turns out, sometimes they are big, fat, liars. They like things the way they are now — even if you have other goals to change your habits or create new ones. In fact, our brains will tell us some…
DetailsOver the many, many, MANY years I’ve been in financial services, I have learned some stuff. There are people who think they are “smart” about money and who might know some stuff, but who I wouldn’t consider smart. There are people who feel clueless and are doing very well. I like to compare this to…
DetailsAll couples argue, but what are couples fighting about the most? According to a survey from the American Institute of CPAs, money is the most common reason married or cohabiting couples fight. Of over 1,000 American adults polled, 27 percent of participants said that disagreements over finances were most likely to erupt into an argument…
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