It’s About the Planning, Not Just the Plan

When it comes to financial planning, many people often focus solely on the end result – the plan itself. But let me tell you, the real magic lies in the journey – the planning process. Embrace the Learning Process Taking control of your finances can be a daunting task, and it’s natural to feel anxious…

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Financial Planning Should Not Be Urgent

Why should you do financial planning right now?  Um, maybe you shouldn’t. Sometimes when in a sales situation, the seller creates urgency – there’s a deadline to get a certain deal. I HATE this. Deadlines and deals are artificial. You should never feel like you’re making a decision under a deadline, and if you do,…

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Introducing The Yield Curve (and why it’s important)

In case you haven’t noticed, interest rates on savings accounts have risen dramatically over the past year. In fact, they are quite attractive! On top of that, certificates of deposit (CDs) are also posting favorable interest rates on your cash.  If you aren’t familiar with CDs, these are a type of savings account that holds…

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What Healthy Financial Habits Look Like

Welcome 2024!  Many people recommit to goals at the start of the year. I mean, INTENSELY recommit. Mostly, for me, this is always health related – especially after looking back and seeing how much I ate the past few weeks <eye roll>. I try to be healthy in a mindful, balanced way. For my personal…

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How Useful Are Financial Resolutions?

I’m a consistent exerciser at Orangetheory Fitness. This means I see a group of people who start with the best intentions at the New Year, but the motivation typically doesn’t last through Valentine’s Day. I get it. It’s HARD to make new habits.  That’s why I wonder how helpful are financial resolutions? I asked my…

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2024 Financial Resolutions Help

What if I told you that you could make ONE decision now that would help make allllll your financial decisions for the next 12 months so much simpler?  Would you be interested? (Duh. Of course you would!)  I call this decision your Chief Initiative, and it is basically a values and goals statement that can…

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How To Expect More From Your Money

As we close out 2023, more than ever, I hope people understand that financial planning is not about products, or investments, or even about deprivation. It’s not about feeling that you need to “do” something; instead, it’s about getting intentional about your results with money. Instead of working for your money, start making your money…

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Year-End Money & Holiday Round Up

You might have guessed that since I am a planner professionally, that carries over into my personal life (which is a whole other thing than being organized…I can PLAN how I want things to go, but for some reason I am always running out of batteries and light bulbs…so I choose my battles). So YES,…

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What are your Holiday “Buttons”?

Here we go, into the year end (2023 was a whirlwind, wasn’t it?) … hopefully it’s been a good year personally, in spite of all of the external goings ons… stress makes us all less patient and more trigger-happy on our emotional outbursts. And since the holidays are also a stressful time of interacting with…

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