I don’t know if people even try this, but I think it’s very difficult to set a 12-month goal, especially when it comes to money. And even more so after coming back from a holiday season. But I have found it’s useful to take smaller steps and find something to reenergize yourself around your goals…
DetailsDo you shudder at the mere mention of the word “budget”? Break out in cold sweat when someone suggests putting together a spending plan? Wish you could get a handle on your money plan, but feel stuck in the fear of facing all those numbers? I hear you. No really! I may be a financial…
DetailsAs everything winds down for the holiday season and people start thinking of their New Year’s resolutions, I want to shift your thinking about how you go about setting goals and resolutions. Because resolutions…they sort of suck. Studies show that fewer than 8% of people who set New Year’s resolutions actually achieve them. But there…
DetailsIf you’ve been around these parts for any amount of time, I hope it’s clear by now that financial planning is not about products, or investments, or even about deprivation. It’s not about feeling that you need to “do” something about your money specifically; instead, it’s about getting urgent about your results with money. I…
DetailsWhen was the last time you read (or watched) “How the Grinch Stole Christmas”? (I am totally going to see the update this year with Bumbershoot Crumpetpatch and not to take you away from the topic at hand, but go here to see the best misspellings of his name). It’s worth a watch if you:…
DetailsHow many times have you sat around the day after Christmas and vowed that next year — next year — you aren’t going to go so far overboard with gifts and STUFF… that you will scale back on gifts? Maybe it’s the environmental guilt you see at the trash bags full of wrapping and packaging…
DetailsAh, the holidays! Not many people are thinking about how to save money on gift giving; more often, people are thinking of this as the perfect time to practice our generosity and shower our family and friends with gifts. I see gift guides out there that include everyone from the janitor at your kids’ school…
DetailsThis week holds another election cycle for us, in addition to all of the regular everyday stress we feel. AND, we’re moving into the end of year holidays, can you believe it? This year has rushed by… Stress makes us all less patient, more trigger-happy on our emotional outbursts. And since holidays are also a…
DetailsWhy should you do financial planning right now? Um, maybe you shouldn’t. I’m going to make a bold statement: I kinda dread it when people come to me for financial planning when the reason they are moving forward is because they have to make a huge decision RIGHT NOW. Financial planning is about looking at…
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