This is a weird time in the investing world…the Fed is artificially keep interest rates down, which affects the bond market. The stock market is super high. Deciding how to invest your money right now is especially confusing, so here are some options.
How to invest your money right now
Understand. I decide where to invest based on how soon people need their money…here are some guidelines to help you mentally divide your investment buckets based on timeframe.
Confidence. Women are better investors! Here is the data to back that :o)
Reality. Here’s an interesting article on why most investor returns are worse than the market returns.
Philosophy. If you haven’t taken the investing plunge yet, here are some smart people’s comments to encourage you and provide perspective.
Perspective. The majority of most people’s investments are in employer sponsored retirement plans, like 401(k)s. Here’s a discussion on retirement trends and what they might mean for you.
Get Started. Be sure and avoid these investing mistakes and learn how to invest your money the stress-free way.
Not Sure? Here is a handy little 5-sign criteria list to help you decide if now is the time you should start thinking about how to invest your money.
Geek Out. Want to know some of the guidelines I use to decide whether or not I like a particular investment? Check that out here.
If you’re already in the market, systematically saving into your investments every month…just keep doing that.
If you’re thinking of investing a lump-sum that has been hanging around…honestly, I would wait a little to see where the markets head in September-October.
None of this translates into life-or-death decisions if you have a long timeframe to when you need the money, but if you need the money sooner than later, it might be time to make some changes.
P.S. Do you want to learn more about investing? You can join me here.
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