Why should you do financial planning right now? Um, maybe you shouldn’t. I’m going to make a bold statement: I kind of dread it when people come to me for financial planning when the reason they are moving forward is because they feel like they have to make a major financial decision RIGHT NOW. True,…
There is a popular adage often attributed to Benjamin Franklin, the father of time management, “Failing to plan is planning to fail.” I think a lot of people believe that financial planning is only for the wealthy, or for the people who are a financial train wreck. That might be partially true…before I left my…
I spend a lot of time reassuring people that financial planning isn’t “just” for the wealthy…in fact, a financial plan is what puts you on that road, regardless of where you start. It is meant to help you begin with the end in mind with regard to your personal finances. And some people think (erroneously!)…
Ah, Wall Street. Playground of billionaires and the only place in the world where 1+1 can equal 3 or -47. Sometimes on the same day. Is it any wonder that one of the most nerve-wracking tasks of financial planning can be understanding how to invest your 401k, IRA or other account? In fact, I think…
Okay, I purposefully made that blog title a little loaded…how did it feel when you read that? Were you triggered in any way? One thing that comes up when you work with people and money is that sometimes people think they don’t deserve to have all of the money they want. This might expand out…
While I do get a little tetchy with people who claim you can “manifest abundance” just by chanting (uh, NOPE! Gotta do the real-world work, too!), I do believe that mindset plays a huge part in your money energy and your money story. A lot of money stories, fundamentally, have to do with fear around…
What did you learn from your parents about money? Did they teach you how to balance a checkbook? Create a budget? How to use a credit card? I would say, the mechanics of basic personal finance are only part of the story you got from parents. There are probably two sides to this coin: what…
I admit, over the years I have seen the Law of Attraction (LOA) become cover for hyper-positivity that doesn’t account for the things actually wrong with our world that we need to fix. However, when it comes to the power of LOA to help people manage their thoughts, emotions and energy, I am still a…
For those of us not familiar with the acronym, FOMO stands for Fear Of Missing Out. And if you’ve got it, it’s costing you money. I’ve been talking to a lot of people lately who are experiencing serious FOMO about something. Multiple people have expressed concern about missing out on: Buying a home while real…
There is so much shame attached to money problems, and debt in particular. “I should have known better…” “How could I have let it get this far?” “I’m so irresponsible…” “I can’t be trusted.” Whenever I speak with a potential client who is struggling to pay off debt (and it doesn’t matter how big the…
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